Why Instant Life?
Instant Life offers you simple, affordable life insurance, including disability and critical illness cover with no waiting periods or medicals. You choose the cover that you need and have the flexibility to increase or decrease your premiums at any time online.
Provide for your loved ones
Instant Life covers accidents, natural causes, critical illness and disability with no waiting periods.
The choice is yours
Choose the cover that you need from a range of bespoke products. Increase or decrease your cover whenever you want to.
More benefits
Manage your policy online if you want. Change beneficiaries, increase or decrease cover limits or change banking details at your own leisure.
Get covered
- Covers natural and accidental death, disability and critical illness
- Cover of up to R6 million
What you can expect
Features
- 20% cash back every 10 years
- Optional annual benefit increase of 5% to help keep pace with inflation
- Pays cash up to 12 months before death in the event of terminal illness
- Covers natural and accidental death
- Increase, decrease or cancel your cover any time without penalties
- Work Disability Insurance Cover up to R4.5 million
- Critical Illness Cover up to R3 million
- Get your first three Life Cover premiums back after six months if you are an Absa Transactional Banking customer registered for Digital Banking. Subject to terms and conditions.
- Cover of up to R6 million
Get rewarded
Get cash back
Get 20% cash back every 10 years
If you bank with Absa
Get your first three Life Cover premiums back after six months if you are an Absa Transactional Banking customer registered for Digital Banking.